How to save the family budget

 The first principle of economy - strict control. Money spent uncontrollably, go like water through your fingers. Many little things, sometimes non-essential spending translate into decent. The only way to counter this - to record everything your expenses. Bought cakes in the dining room or paid game on your mobile phone - fix. Such records should be conducted during the calendar month or during the period from paycheck to paycheck. In any case, at the end of the accounting period is required to analyze all the costs. Think about which ones were good and without which it could and should be avoided. Regular recording and analysis allow more consciously manage funds.

Analysing the costs, you will come to the conclusion that there are things that do not get saved: rent, loan repayment, payment for kindergarten ... But they can be optimized. Perhaps you have the right to receive subsidies for housing and utilities, but you're not using it, and in addition pay kindergarten classes that the child attends reluctantly.

As for shopping in stores, it can not do without a few tricks. Do not go to the grocery store on an empty stomach, or buy more than you need. Before going there, make a shopping list. Amount is also better to take a well-defined, it was not possible to give in to momentary temptation to buy something that is not planned. Never walk around the store just like that, nothing else to do. It is better to go to the park, nature.

Do not give in to provocations during sales, when enterprising merchants predispose you to buy two unnecessary things to get in the third gift, such as unnecessary.

Do not go to the nearest store to stop. Think of shops in the area you would be convenient to attend, and do not be lazy, they compare prices. Procuring, where it is more profitable. Let the difference in the amount of the purchase will be 10-20 rubles, but if we summarize it for a month, you can easily save on payment services provider.

Online shopping - sometimes it's a lot cheaper. Watch for new tariffs of mobile operators. As soon as there is a better - go for it.

Learn to see several options to meet specific needs and find the best combination of price and quality. For example, fast food, sausage, industrial curds and pastries are more expensive than home-cooked meal prepared from natural meat, cheese, dough. Semi-finished products are always more expensive than a dish cooked yourself. At the same time save money on health care.

If you are trying to lead an active lifestyle and want to save money at the same time, prefer jogging in the park at the fitness club. Get to work on the bus? Perhaps you think that you can go through these two stops on foot. Learn to see the pros in such restrictions, they always have.