Are you able to save up for a car?

Are you able to save up for a car?
 The question of the ability to accumulate the necessary funds on the car is facing many Russians. However, it is worth considering that the answer to this question is probably the person already knows. Thrust herself to ask such questions indicates inconsistency of man with himself. We'll talk more about that.

Imagine a static medium citizen of the Russian Federation. Typically, the whole future life of such a man has painted on the steps, and it roll on it, like on rails. The state has already come up with all of it.

Initially, the child is given to kindergarten. After kindergarten - school. Most often, after graduation man is either a vocational school or in college. That there is there? These institutions are trained to work. But the work is not over, but on someone. You should be able to sell themselves dearly, to show what it represents, and to prove the employer why he must take it you and not someone else.

Let's say you have a job, you do a lot for this work and finally got the desired position. Now you are completely dependent on your employer. From him depends on your earnings.

Now think about the original question - are you able to save up for a car. Yes, of course, if you have a high enough salary to gradually postpone the required amount, then the answer is obvious. Consider cases where the machine lay for years, not worth it.

However, the salary is not high at all, but at the same time not many people want to ride on an old five, which costs 25-30 thousand, and for something more respectable.

What usually makes the person in this case? That's right, he takes out a loan. But minus the loan is not only in the fact that in the end you will pay interest, but also in strengthening depending on the employer. After all, other sources of income other than the basic work you do not, and if you, God forbid, blundered, it may expel. In the latter case, the loan will pay for nothing. Therefore, think twice before you take large loans.

If you have a stable job with a small income, and you still have a loan, pay heed to the family (if you have a family) budget.

If you analyze your spending for a month, it is often possible to come to a conclusion that is far from the percentage or two of what you earn is spent on totally unnecessary things that you will soon even remember you will not. Therefore, to avoid such situations carefully treat your expenses. This will help you not only become more responsible in the first place to himself, but also with time significantly save your money and you will be able to repay their loans.

Try to keep WinRAR. Analysis of income and expenses will put everything in its place. Even if you do not understand this, but now there are so many programs suitable for this purpose, to find that the search engines will not be difficult.

Ideally, you should think of running your own business. Even if only just to consider such a possibility. And then issues such as "if I can save up for a car," in front of you will not stand more.

One life to live and it should be as efficient as possible, and not to sit most of it on the unloved or low-paid jobs. Think about whether you need this kind of life?

Tags: the work